Credit Identity Theft | How We First Received Notice We Were Victims Of Credit Identity Theft

How We First Received Notice We Were Victims Of Credit Identity Theft

Sarah and I didn’t even know it at the time, but the guy who stole our personal information was already using it to commit credit identity theft.

We found out that we were the newest victims of identity theft a short time after my mom had offered to buy us identity theft insurance. Unfortunately, we didn’t realize that it was even happening – one of our credit cards had a few charges on it that we didn’t recognize and we thought it was a simple computer error or something along those lines.

Banks make mistakes. Sarah and I have seen them before. Numbers don’t match up, late charges are assessed when they shouldn’t be, all kinds of mistakes happen with banks and credit card companies.

This time, we had three charges on a credit card that neither Sarah or I remembered making. Two of the charges were for gas and the third was for a good amount at a grocery store.

We called the credit card company and they initiated an investigation. They put the charges on hold until the investigation could run its course.

But investigations can take a while – and of course while it was going on with this card, this guy was going out and using our personal information for other things.

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